Loan Management System (LMS) for NBFCs & Financial Institutions
Streamline loan origination, disbursement, collections, and customer experience through a unified digital platform.
Comprehensive Loan Management Capabilities
Modern Lending Features
- Support for co-lending & multiple loan products
- Flexible limit management & repayment structures
- API-first system for easy integrations
Smart Operations
- Automated document generation & customer communication
- Real-time dashboards & reporting insights
- Configurable workflows for repayments & processes
NPA & Risk Management
- Automated DPD tracking & asset classification
- Smart handling of interest, accruals & write-offs
- Rule-based NPA status updates & monitoring
Integrated Accounting
- Product & branch-level loan accounting
- GST, TDS & compliance-ready processing
- Automated entries with Business Central integration
Banking Integration
- Direct bank integration for loan disbursement
- EMI tracking with real-time updates
- Seamless NACH & PDC handling
Controls & Compliance
- Maker-checker approval workflows
- Complete audit trails for all transactions
- Strong validation controls for data accuracy
Key Modules
Admin Panel
- Real-time dashboard with customers, loans & collections
- Customer onboarding & centralized database
- Loan creation, tracking & EMI monitoring
- eNACH mandate setup & tracking
Customer Mobile App
- Secure login & OTP-based password reset
- View active loans & repayment history
- Track EMI dues & outstanding balance
- Pay EMI directly via integrated gateway
Integrations
- CIBIL credit check for underwriting
- DigiLocker-based KYC verification
- PhonePe eNACH auto-debit for EMI collections
Comprehensive Loan Product Suite
Personal Loan
Vehicle Loan
Home Loan
Agri Loans
Education Loan
Loan Against Property (LAP)
Gold Loan
Merchant Cash Advance (EDI)
Equipment Financing
Dropline OD
Co-lending
Supply Chain Financing
Loan Against Securities (LAS)
Earned Wage Access
Credit Line on UPI
Scale your NBFC with Synoriq LMS and Chartecha.
Smart Lending Engine
Advanced loan management built for modern NBFC needs
Unified Operations & Finance
Bridge lending operations directly with financial accounting
Risk & NPA Management
Proactive control over delinquencies and asset quality
Growth-Ready Platform
Scale efficiently with a system designed for expansion